Last week I happened on an article that pared down the top five things men, and women, spend their money on. They neatly avoided mentioning the necessities in life such as house payments/rent, food, utilities, etc.
The focus was on how men and women wish to spend their hard earned cash. It should come as no shocker that the sexes don’t have the same wants save one similarity. After all isn’t it well known that men and women argue over how the other wastes money?
Here’s the top five for women. After looking at my spending habits the past year, I hit every one of these.

1) Shopping. I’m a professed gatherer (note that is not the same as my mother’s hoarding.) Finding good deals is a hobby of mine and to my way of thinking that makes me fairly savvy handling money. Plus shopping for sales is just plain fun.
2) Beauty. I’m not big on make up or following the latest fashions, but I don’t want to look dated either. I do spend money to nourish and tone my skin. As for clothes, I try to strike a balance between what’s in style and classic.
3) Health and Fitness. I do eat healthy and good foods costs more. Though I don’t belong to a gym, I own equipment and exercise daily.
4) Love/Online Dating. Raising hand here to being one of those women who spent money on online dating and/or a guy. Since my online “dates” didn’t pan out, it could be argued I wasted money. I’ll also admit that I am one of those women who like buying things for my guy.
5) Home Furnishings. It gives me pleasure to enjoy the furniture and other niceties I’ve bought for my home. I’m also one of those who “saves up” for those big projects, like a total remodeling of the family room and kitchen.
So what do guys spend money on? Take a look at their top five.
1. Investments. Guys typically funnel their money into stocks/bonds, property or art.

2. Entertainment. A guy and his amazing stereo system, big screen TV or movie room. Need we say more?
3. On Women/Love/Online Dating. The only common spending habits for the sexes is online, which tells me they do want/need us. They’ll also spend a whole lot more on dinner out than I would.
4. Hobbies and Sports. Guys might be the hunters of the species, but they can and do obsess about their collections. As for sports–take a guy to Cabela’s or Dick’s and watch them drool.
5. Betting and Gambling Guys like to wager. It’s an adrenaline rush to push the odds and win.
What about you and your guy? How does your spending habits stack up against the top five for both sexes?
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For me, a combination of yoga, aerobic and core exercises worked the best. I haven’t lost a lot of weight but I’ve honed off inches. The best part of all is that I feel stronger, my clothes fit better and I no longer have those old aches and pains.



I did something this year I swore I wouldn’t do again. I hit the stores Thanksgiving night for the pre-Black Friday (Black Thursday) sales.
The seemingly sane people you’ve been conversing with for hours while you wait will turn into fang bearing creatures with a hunger for the thirty (or less or more) items up for the huge sale. However I am proud to say I was determined and stood my ground (thanks to the help of one brave soldier who gave me a hand, as in pulling me out of the bottom of the pile with arms laden with stuff.)


Back cover:
Here’s the series blurb.
He was the baby abandoned on the steps of the orphanage. He was the unwanted boy with the most internal pain. He was the man with a chip on his shoulder the size of Texas.










































































