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You can insure that?

People are able to insure a montage of items anymore.  The rich insure their art and jewels.  Athletes and performers insure specific body parts.  Troy Polamalu of Pittsburg Steelers fame insured his flowing black tresses for a million.  Michael Flatey of Riverdance fame had his legs insured for forty million dollars.   The list goes on and on.

I’m one of those people who feel comfortable having insurance:  home, car, health.  I’ve learned the hard way (via a burglary) that specific insurance would have at least reimbursed me for the jewelry stolen.  A lesson hard learned and one I will protect against when I have good jewelry as opposed to the costume stuff I’ve been wearing.

There’s travel insurance that many buy.  I never have but there may come a time.  You can insure your golf game, your wedding, and in some countries, insurance against kidnapping and ransom.

I certainly don’t have anything bizarre to insure, yet I will admit to being surprised when my day job offered pet insurance.  I signed up for it.  It’s not costly and having it eases my mind.  The Pound Puppy and I walk, and I am concerned about people who don’t have control of a dog that can be vicious, and of drivers with their heads everywhere but on the road.

Will I use it?  Hopefully never, but it’s there just in case.

Hmm, wonder if I can insure my muse?

What about you?  Heard of any outlandish body part insured by a star?  Do you have rider insurance or extras that are beyond the old routine ones?

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Comments

  1. Elise Rome Said:

    Hi Janette! I really like the idea of insuring my muse…although I think due to recent events with SuperGirl (being scared to go to sleep) that I might need to insure my sanity. ;)

    - Reply
  2. Katherine Garbera Said:

    I think if I insured anything it would be my beautiful curly hair. http://jauntyquills.com/wp-includes/images/smilies/icon_wink.gif

    - Reply
  3. Kristan Higgins Said:

    I’m a little obsessed with life insurance, I’ll admit…otherwise, nope, can’t say I’ve insured anything other than the normal stuff!

    - Reply
  4. Cynthia D'Alba Said:

    Mary Hart (used to be on Entertainment Today) insured her legs for a million.

    - Reply
  5. Sandra Rogers Said:

    My jewelry and our paintings are insured. The movie studios insured Betty Gable’s legs when she was a big star.

    - Reply
  6. RobynDeHart Said:

    We’ve got the best health insurance offered with The Professors job and the same with our car and house. Like you, we feel secure just knowing it’s there if we need it. We’ve also talked about insuring The Professor’s books independently. He’s got a massive collection (mostly niche philosophy & theology) of books that would be very expensive to replace.

    - Reply
  7. CateS Said:

    We have extra riders on our homeowners for personal possessions… when you figure up the costs of replacing some items.. it’s worth it..
    My mom had travler’s insurance and used it when she tripped getting into an elevator [stopped just short of level] and broke her femur in Portugal… insurance paid for everything.. including flying her back to US with nurse and the ambulance ride from Chicago to her hometown.. well worth the money… She was in her 80′s…

    - Reply
  8. Margo Maguire Said:

    I’ll admit the only additional insurance I’ve ever thought of was health coverage when we’re out of the country. Like CateS’s mother – what do you do if you need to be hospitalized in… Morocco?

    But I probably ought to look into riders on a few of the valuable things we’ve accumulated over the years.
    Hmmm… Yet another thing on my ‘to-do’ list!

    - Reply
  9. Shana Galen Said:

    That guy insured his hair? It seriously does not look like it’s worth a million. And in what case does the insurance company pay up? If it’s blown off in a tornado? I don’t get it. I’m so glad we have health insurance. We had one month between insurances and that happens to be when my daughter had to get a flu shot. $300 for the flu shot. We didn’t even see the doctor! Crazy.

    - Reply
  10. catslady Said:

    Lol, Shana. It’s all the hair commercials that he does. I would love pet insurance. Heck, I’d love decent health insurance. We pay a fortune and our deductible just went up to 2,500 per person. So it’s really only good if you end up in the hospital.

    - Reply
  11. Catherine Kean Said:

    Well, I wish my legs were anywhere close to insurance-worthy. LOL! :) Somehow, I just can’t wrap my brain around the thought of insuring hair for a million dollars. Wow. I do like the idea, though, of insuring my muse. :)

    - Reply
  12. Liz Said:

    Not new. Helen MacInnes describes, in Decision at Delphi (1960), a publisher’s quip that he should have insured his architect/artist’s hand.

    - Reply

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