People are able to insure a montage of items anymore. The rich insure their art and jewels. Athletes and performers insure specific body parts. Troy Polamalu of Pittsburg Steelers fame insured his flowing black tresses for a million. Michael Flatey of Riverdance fame had his legs insured for forty million dollars. The list goes on and on.
I’m one of those people who feel comfortable having insurance: home, car, health. I’ve learned the hard way (via a burglary) that specific insurance would have at least reimbursed me for the jewelry stolen. A lesson hard learned and one I will protect against when I have good jewelry as opposed to the costume stuff I’ve been wearing.
There’s travel insurance that many buy. I never have but there may come a time. You can insure your golf game, your wedding, and in some countries, insurance against kidnapping and ransom.
I certainly don’t have anything bizarre to insure, yet I will admit to being surprised when my day job offered pet insurance. I signed up for it. It’s not costly and having it eases my mind. The Pound Puppy and I walk, and I am concerned about people who don’t have control of a dog that can be vicious, and of drivers with their heads everywhere but on the road.
Will I use it? Hopefully never, but it’s there just in case.
Hmm, wonder if I can insure my muse?
What about you? Heard of any outlandish body part insured by a star? Do you have rider insurance or extras that are beyond the old routine ones?